For Insurers
Underwrite with
certainty.
FPIA certificates provide verified, timestamped condition data at point of transfer — giving insurers a defensible baseline for homeowners cover from day one.
Why Insurers Partner with FPIA
Known condition.
Reduced risk.
Verified Condition at Transfer
Every FPIA certificate captures the property's condition at the exact point of sale — giving you a defensible baseline that pre-dates the policy.
Reduce Fraudulent Claims
Pre-existing defects are documented before cover begins. Disputes over whether damage existed prior to the policy are eliminated.
Faster Claims Assessment
Inspectors and assessors can reference the FPIA report directly — reducing investigation time and claims processing costs.
Portfolio-Level Risk Intelligence
Partner with FPIA to access aggregated condition data across certified properties — enabling smarter underwriting at scale.
Pilot Structure
The strongest path is not
broad integration. It is a narrow pilot.
A pilot is designed to avoid product or underwriting rule changes, focus on one use case, and produce measurable learning within 60 days. Each package includes FPIA inspections, certificate issuance, a combined condition report, and a structured findings review.
Pilot A
Pre-policy baseline
R45,000
20 properties · 60 days
Govern and inspect a selected cohort of properties before policy inception. Test whether a condition baseline at onboarding reduces underwriting ambiguity.
Discuss Pilot APilot B
Claims-adjacent evidence
R55,000
20 properties · 60 days
Run FPIA inspections on a selected cohort of active policies. Test whether prior condition records reduce friction in building-related claim categories.
Discuss Pilot BPilot C
Portfolio intelligence
Custom
50+ properties · 90 days
Geo-tag condition records across a suburb or portfolio cohort. Test whether aggregated condition data produces actionable risk signals at scale.
Contact UsAll pilot packages include FPIA inspections on selected properties, digital certificate issuance, full condition records stored in the FPIA registry, a structured findings report at 30 and 60 days, and a pilot review session with the FPIA team. Packages do not require product, underwriting, or claims-policy changes.
Partner with FPIA.
Integrate FPIA certification into your homeowners onboarding flow.
Enquire About Partnership